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You are here: Investor centre > Debt investors

Debt investors

Wholesale funding

The group is substantially customer funded, with prudent access to wholesale markets. Wholesale funding supports a structurally sound balance sheet, and provides cost-effective funding to the banking business.

Structured funding

Clydesdale Bank has a suite of structured funding programmes as part of its wholesale funding activities.

Regulated covered bonds

Clydesdale Bank has established a regulated covered bond programme as part of its wholesale funding activities.

View programme information

Residential Mortgage Backed Securities (RMBS)

Clydesdale Bank originates mortgage assets, and uses securitisation programmes as part of its wholesale funding activities.

View Lanark programme information

View Lannraig programme information

Capital management

When it comes to capital management, we aim to do three things: optimise returns to shareholders, support the growth requirements of the business, and satisfy the needs of regulators and rating agencies.

This involves making sure that we have an efficient mix of capital (Tier 1 and Tier 2) to cover regulatory needs and rating agency expectations.

View Capital instruments

Credit ratings

View Credit ratings